Before you switch
Review the exports from your current tool, agree on opening balances, and confirm which records can be imported. Keep your original records.
Discuss your setupStateful vs Stessa
A broad free plan, rental finances, and tenant tools. See how that compares with Stateful’s approach to your investments and their books.
| What matters | Stateful | Stessa |
|---|---|---|
| Who it’s for | Everyday real estate investors, from a first property to multiple entities and portfolios. | Investors looking for a free starting point and rental tools. |
| Accounting | Property income and expenses, entity balance sheets, reconciliation, and posted journal detail. | Income and expense tracking, bank feeds, and basic reports on Essentials; additional reporting on paid plans. |
| Your bigger picture | Separate entity books today. Multiple portfolios and a connected investor view are coming soon. | Portfolio features vary by plan. Confirm how your entities and ownership interests appear in the reports you need. |
| Price and free access | Investor: $15/month or $144/year with no unit limits. New accounts start with a 30-day free trial. Processing fees are separate where applicable. | Essentials is free and includes unlimited properties. Stateful’s planned free accounting offer will cover one property; it is not available yet. |
| AI and automation | AI coding and workflow assistance are coming next, not available today. Current accounting review remains in your hands. | Markets automated bookkeeping and bank feeds. Compare the specific automation you need, rather than an AI label. |
Source: Stessa plans and features. Stateful’s offer: pricing and features. This comparison is published by Stateful, not an independent ranking.
Which is right for you?
Choose Stessa if its broad free plan and rental tools fit your needs. Consider Stateful if separate entity books and the planned investor view are central to how you invest.
Stateful’s multi-portfolio investor view is still planned; evaluate the features available today on their own.
Compare the details that matter to you.
Check a real example with your ownership structure: the same properties, bank accounts, and reports. Multiple-entity support alone does not mean two products handle every scenario the same way.
Check the full cost
Use the same property or unit count and billing term. Include required add-ons, onboarding, and processing fees. Planned AI should not count as an available feature.
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